Certificates of Deposit (CDs)

• Fixed rates, higher than standard savings
• Receive higher rates by selecting a longer term
• Provides more guarantee than other risky investments
• Set aside for future savings goals
• A wide range of terms available (from 30 days to 7 years)
• No setup or maintenance fees
• Early withdrawals subject to penalty^*
• $1,000 minimum deposit to open
• FDIC insured

^*Community Certificates of Deposit have a penalty for early withdrawal. Certificates with a maturity of less than one year; the fee we may impose will equal 91 days interest on the amount withdrawn subject to penalty. Certificates with maturities of one year or more; the fee we may impose will equal six months interest on the amount withdrawn subject to penalty.

• Interest above standard savings, which may compare favorably with other investment alternatives^*
• Greater security; multi-million-dollar FDIC insurance coverage
• Convenience; everything is managed internally by Portage Community Bank:
  • One interest rate
  • One regular statement
  • One year-end tax form
• Flexible maturity periods available
• Helps support lending opportunities within your local community

^*Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS^® Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks of IntraFi Network ^SM.